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A Pooled Employer Plan (PEP).

As a business owner, you understand the value of a retirement plan, but you also understand the hurdles, like costs and legal obligations, that make offering it feel impossible. The PEP addresses these barriers and makes it seamless to join and maintain compliance in the plan.

If you are a sole practitioner or have employees, this plan could save you money and time. If you already have an existing retirement plan but are not certain you are maximizing your options, Integrated can review your current plan and offer feedback.

“Congress, the IRS noticed this coverage gap out there and this is a big deal. We as an industry have said for years that we needed to remove these hurdles,” said William D. Hackler, Integrated Partners’ Retirement Plan Specialist and the founder of the Integrated 401(k). “All those hurdles are now professionally addressed.”



A Pooled Employer Plan provides significant cost savings that you typically wouldn’t be able to access on your own including:

  • Tax benefits for your business and your employees
  • Outside administration support via a Third-Party Administrator (TPA)*
  • Objective advice and support from a local financial advisor
  • Reduced overall implementation costs and annual administrative expenses

“We wanted to add value to our member firms in a way that helped them retain talent and be able to focus more on growing their businesses,” said Amy Pitter, President and CEO, MSCPA. “Integrated and their advisors have been a longtime trusted partner to our CPAs. So, when we heard they were offering access to a PEP it was a no brainer to bring this to our members as a benefit.”



If you do not already have a pre-tax program in place or you want to cut costs and save time on your current plan, we are here to help.

Want to learn more? Contact: [email protected]


This information is not intended as authoritative guidance or tax or legal advice. You should consult with your attorney or tax advisor for guidance on your specific situation.

*TPA services are not offered, and are independent from the services offered through Integrated Financial Partners or LPL Financial. The final selection of a service provider is the responsibility of the plan sponsor.